Veolia Water Resources 401(k) Savings Plan
The 401(k) plan for employees of the regulated water business.
Veolia North America 401(k) Savings Plan
Overview:
The Veolia North America 401(k) Savings Plan offers you the ability to defer to the Plan up to 60% of your eligible compensation subject to the IRS maximum compensation limit ($360,000 for 2026) as pre-tax and/or Roth contributions. You may also be eligible for company contributions such as matching contributions on your pre-tax and Roth contributions.
Highlights
- 100% company match on the first 5% of your payroll contributions*
- Immediate vesting of employee contributions
- Maximum employee contribution of pre-tax and/or Roth:
- Under age 50: You can contribute up to $24,500
- Age 50+ (catch-up eligible):
- Base limit: $24,500
- Catch-up: +$8,000
- Total: $32,500
- Age 60 to 63 (enhanced catch-up eligible):
- Base limit: $24,500
- Enhanced Catch-up: +$11,250
- Total: $35,750
- Important: If you earned $150,000 or more in 2025, catch-up contributions must be made as Roth contributions starting in 2026.
- Wide range of investment options
- Access to professional management services
For information about the investment options available through the Plan, please contact Fidelity Investments, the Plan’s recordkeeper, using the website, app or phone number below.
Eligibility:
- All exempt, non exempt hourly and/or non-union employees (except for Temporary, Student Co-Op and Interns)
- Temporary, Student Co-Op and Interns must work 1,000 hours in a calendar year to enter the plan
- If you are an Inpat or Expat, please consult with your HRBP for your eligibility status
- Union employees – please consult your CBA to determine your eligibility
Contributions:
- Once you have signed up for your 401(k) contribution, you will start to see deductions come out of your pay check. You will only have deductions if you receive a paycheck for that pay period.
Questions?
- Contact Fidelity representative at (800) 835-5099 (choose option 1) Monday through Friday, 8:30am to 12am ET (excluding most holidays) or go to nb.fidelity.com.
- You can also use the automated voice response system virtually 24 hours, 7 days a week.
Resources:
- Plan Highlights
- How to create a Fidelity account: If you are a new user, click Register as a New User and follow the steps online. If you already have Fidelity login credentials, use those same credentials to log onto NetBenefits.
- Accessing Your Account: Access your Plan account online at nb.fidelity.com or contact a Fidelity representative at (800) 835-5099 (choose option 1).
- Fidelity Mobile App: You can find the NetBenefits App on the Google Play Store or Apple Store.
- Plan Designated Default Fund Notice – Information about how your contributions are invested when you don’t choose other investments.
- Participant Disclosure Notice and Comparative Chart – Details about fees associated with your account.
- BrokerageLink ® Fee Appendix – Fee information related to the self-directed brokerage account option in the Plan.
- Summary Plan Description – Please note that the SPD for all Plan eligible employees will be updated in 2026.
*Employees subject to collective bargaining agreements, should consult their CBA’s for benefits eligibility.
Veolia Water Resources 401(k) Savings Plan
Overview:
The Veolia Water Resources 401(k) Savings Plan offers you the ability to defer to the Plan up to 50% of your eligible compensation subject to the IRS maximum compensation limit ($360,000 in 2026) as pre-tax, Roth and/or after-tax contributions. You may also be eligible for company contributions including matching contributions on your regular pre-tax, Roth and after-tax contributions.
Highlights
- Company contributions*
- Immediate vesting of employee contributions
- Maximum Employee Contribution of pretax and/or Roth:
- Under age 50: You can contribute up to $24,500
- Age 50+ (catch-up eligible):
- Base limit: $24,500
- Catch-up: +$8,000
- Total: $32,500
- Age 60 to 63 (enhanced catch-up eligible):
- Base limit: $24,500
- Enhanced Catch-up: +$11,250
- Total: $35,750
- Important: If you earned $150,000 or more in 2025, catch-up contributions must be made as Roth contributions starting in 2026.
- Additional after-tax contribution opportunity available
- Wide range of investment options
- Access to Fidelity representatives for investment guidance
For information about the investment options available through the Plan, please contact Fidelity Investments, the Plan’s recordkeeper, using the website, app or phone number below.
Eligibility:
- Certain water employees with grandfathered Pension Benefits along with Municipal Water Regulated and Management & Services (M&S) Regulated employees.
- Union employees – please consult your CBA to determine your eligibility.
Contributions:
- Once you have signed up for your 401(k) contribution, you will start to see your deductions come out of your pay check. You will only have deductions and other contributions if you receive a paycheck for that pay period.
Questions?
- Contact Fidelity representative at (800) 835-5099 (choose option 1) Monday through Friday, 8:30am to 12am ET (excluding most holidays) or go to nb.fidelity.com.
- You can also use the automated voice response system virtually 24 hours, 7 days a week.
Resources:
- Plan Highlights
- How to create a Fidelity account: If you are a new user, click Register as a New User and follow the steps online. If you already have Fidelity login credentials, use those same credentials to log onto NetBenefits.
- Accessing Your Account: Access your Plan account online at nb.fidelity.com or contact a Fidelity representative at (800) 835-5099 (choose option 1).
- Fidelity Mobile App: You can find the NetBenefits App on the Google Play Store or Apple Store.
- Plan Designated Default Fund Notice – Information about how your contributions are invested when you don’t choose other investments.
- Participant Disclosure Notice and Comparative Chart – Details about fees associated with your account.
- BrokerageLink ® Fee Appendix – Fee information related to the self-directed brokerage account option in the Plan.
- Summary Plan Description – Please note that the SPD for all Plan eligible employees will be updated in 2026.
*Employees subject to collective bargaining agreements, should consult their CBA’s for benefits eligibility.