Basic Life (Veolia Cares) and Basic AD&D Insurance
Learn about Life Insurance, as well as Accidental Death & Dismemberment.
Supplemental Health Plans
Veolia offers supplemental Group Accident, Group Critical Illness and Group Hospital Indemnity Insurance.
Homes, Cars, Pets and More
Learn about home & auto insurance, pet insurance, and business travel insurance.
Life and AD&D Insurance (Metlife)
Basic Life (Veolia Cares) and Basic AD&D Insurance:
- Life insurance pays a benefit to your beneficiary in the event of your death. Accidental Death & Dismemberment (AD&D) insurance provides an additional benefit to you or your beneficiary in the event of certain accidental losses or death.
- Eligible employees are automatically enrolled for company-paid Basic Life and company-paid Basic Accidental Death & Dismemberment (AD&D) insurance through MetLife Group Life Insurance at two times base salary for Basic & AD&D insurance each.
Supplemental Life and Supplemental AD&D Insurance:
- In addition to company-paid basic life and basic AD&D insurance,, you can also purchase supplemental life and supplemental AD&D coverage for yourself, your spouse, and/or your dependent children.
Eligibility
- All exempt, non exempt hourly and/or nonunion employees, working 20 hours or more per week as of date of hire.
- You cannot be covered as both an employee and a dependent.
- Union employees – please consult your CBA to determine your eligibility. Union employees – please consult your CBA to determine your eligibility.
Cost
- Please visit the Rate Sheet page.
- Employees will see the cost per pay period when you log into the Benefit Enrollment system.
- Employees may elect coverage and will pay via payroll deductions.
Resources:
- To file a life and/or AD&D insurance claim, contact [email protected].
- Summary of Benefits
- MetLife Additional Support Services: Overview of additional no cost services included with life insurance plan to help you and your loved ones navigate what life may bring.
- Life Insurance – Benefit In Action
Questions?
- Please contact a MetLife representative at (800) GET-MET8. Monday through Friday, 9:00 am to 5:00 pm EST.
Supplemental Group Accident, Critical Illness & Hospital Indemnity plans (Aflac)
We offer supplemental plans through Aflac that may help employees cover expenses that major medical insurance may not.
- Group Accident Insurance Helps pay costs that arise from covered accidents, such as fractures, dislocations, and lacerations. There are two options to select.
- Please see the Group Accident Insurance Brochure to learn more.
- Group Critical Illness Insurance: Helps pay the expected and unexpected expenses that arise from diagnosis of a covered critical illness, such as cancer, heart attack, stroke, etc. There are two options to select.
- Please see the Group Critical Illness Insurance Brochure to learn more.
- Group Hospital Indemnity Insurance: Helps pay the costs associated with a covered hospital stay, including benefits for hospital confinement, hospital admission, hospital intensive care, and maternity. There are two options to select.
- Please see the Group Hospital Indemnity Insurance Brochure to learn more.
Eligibility
- All exempt, non exempt hourly and/or nonunion employees, working 20 hours or more per week as of date of hire.
- Union employees – please consult your CBA to determine your eligibility.
Cost
- Please visit the Rate Sheet page.
- Employees will see the cost per pay period when you log into the Benefit Enrollment system.
- Employees may elect coverage and will pay via payroll deductions.
Resources:
- Our group policy number is 26001.
- Click here to see how to file a claim.
- Click here to view the Aflac – Wellness Incentive.
Questions?
- Aflac Customer Service 877-515-4137 or online at aflacgroupinsurance.com.
Long-Term Care (Chubb)
The CHUBB Long-Term Care (LTC) + Life Insurance Benefits program offers life insurance coverage for you and your family and LTC benefits if you need them. Building a plan is simple and the coverage options below are available with guarantee issue for eligible employees.
- Life Insurance Benefit: You can select a life insurance benefit of $25,000, $50,000, $100,000, or $150,000. You can elect coverage for your spouse up to your benefit amount with a maximum benefit of $75,000*.
- *Note: Employee issue ages 71 – 80; maximum amount allowed is $50,000 and additional underwriting required. Spouse maximum issue age through 70. Employees must participate in order to enroll for spouse coverage.
- Monthly LTC Benefit: If you need LTC, you can access 4% of your death benefit while you are living for home health care, assisted living, adult day care, and nursing facility care.
- Total LTC Benefit: Your total LTC benefit is 3x the death benefit amount selected which will provide 75 months of LTC coverage. Example: If your life insurance benefit is $100,000, your monthly LTC benefit would be $4,000 and your total LTC benefit $300,000.
Eligibility
- All exempt, non exempt hourly and/or nonunion employees, working 20 hours or more per week as of date of hire.
- Union employees – please consult your CBA to determine your eligibility.
Cost
- Cost varies per person – To run a no obligation quote, call (844) 733-0283.
- You’ll need your Employee ID and PIN to login to the system, get a quote and enroll.
- You will be required to set up a direct bill account with Chubb to pay for the premiums.
Resources:
- Visit the Life Insurance with Long-Term Care benefits website at https://www.getltci.com/veolia to learn more, run a no obligation quote, and enroll online.
Questions?
- CHUBB Customer Service:
- For New Enrollments: (844) – 733-0283
- For Current Insurance holders: (855) – 241-9891
- Online at https://www.getltci.com/veolia
- For questions or a one-on-one consultation, you’ll need your Employee ID and PIN to login to the system, get a quote and enroll.
- PIN: Last 4 digits of your SSN + Last 2 digits of your birth year
Home & Auto Insurance
Farmers Insurance offers a variety of insurance plans designed to fit your auto & home insurance needs, as well as condo/renters, personal excess liability, boat, motorcycle, RV & personal property policies.
- Eligibility: All exempt, non exempt hourly and/or nonunion employees, working 20 hours or more per week as of date of hire. Union employees – please consult your CBA to determine your eligibility.
- Cost: Visit Farmers.com and use the company name “VEOLIA” to learn more about the cost and the benefit. Employees may elect coverage and will be set up for a direct bill by the vendor.
- Questions? Farmers Insurance Customer Service Center 1-866-935-1022 or online at farmers.com
- Resources:
Pet Insurance
MetLife offers a variety of insurance plans designed to fit your pet’s specific needs. There are no exclusions on breed and no age limits.
- Eligibility: All exempt, non exempt hourly and/or nonunion employees, working 20 hours or more per week as of date of hire. Union employees – please consult your CBA to determine your eligibility.
- Cost: Visit metlifepetinsurance.com and use the company name “VEOLIA” to learn more about the cost and the benefit. Employees may elect coverage and will be set up for a direct bill by the vendor.
- Questions? Metlife Pet Insurance Customer Service Center 1-877-541-0441 or online.
- Resources:
- Metlife Pet Insurance website
- Overview Video and Enrollment Demo
- Filing a pet insurance claim
- Mobile App Overview
Business Travel Accident Insurance
Veolia provides automatic business travel accident insurance through National Union Fire Insurance Co (AIG), requiring no enrollment. This plan offers benefits for injury or death occurring during business travel 100 miles or more from home, with varying payment amounts depending on the type of loss.
Included with this coverage are AIG Travel Assistance Services. These services are designed to help travelers navigate the various health risks that can arise when traveling domestically or internationally.
- Eligibility: Available to all active full-time U.S. and Canadian employees. Accompanying dependents* covered employees are also eligible for coverage under this policy.
- *Review “Definition of Terms” for the definition of “dependent” under the plan.
- Cost: Eligible employees are automatically enrolled for the company-paid benefit.
- Questions? AIG Travel Assistance Services Customer Service at 212-458-5000.
- Resources:
