[     Solutions listing ](/browse-benefits "  Solutions listing")



 

 

 

## <a class="ck-anchor" id="top"></a>Summary Plan Descriptions

The following Summary Plan Descriptions (SPD) summarize the self-funded benefits for U.S. eligible employees of the Veolia North America family of companies.



 

 

 



### 2026 UHC SPDs: 

- [UHC HDHP Gold Plan](https://benefits.veolia.us/sites/g/files/dvc4576/files/document/2026/07/715015_veolia_1_1_2026_set_004_choice_plus_gold_hsa_spd_final.pdf)
- [UHC HDHP Silver Plan](https://benefits.veolia.us/sites/g/files/dvc4576/files/document/2026/07/715015_veolia_1_1_2026_sets_005_0012_choice_plus_silver_hsa_spd_final.pdf)
- [UHC PPO Plan](https://benefits.veolia.us/sites/g/files/dvc4576/files/document/2026/07/715015_veolia_1_1_2026_set_007_choice_plus_ppo_spd_final.pdf)
- [UHC EPO Plan](https://benefits.veolia.us/sites/g/files/dvc4576/files/document/2026/07/715015_veolia_1_1_2026_set_003_choice_epo_spd_final.pdf)
- [UHC Milwaukee Union EPO Plan](https://benefits.veolia.us/sites/g/files/dvc4576/files/document/2026/07/715015_veolia_1_1_2026_set_006_choice_epo_milw_union_spd_final.pdf)
- [UHC Gum Springs PPO](https://benefits.veolia.us/sites/g/files/dvc4576/files/document/2026/07/715015_veolia_1_1_2026_set_009_choice_plus_gum_springs_union_spd_final.pdf)

### Short Term Disability SPDs: 

- [All Employees, eligible for Short Term Disability coverage, excluding those covered under a collective bargaining agreement](https://www.benefits.veolia.us/sites/g/files/dvc4576/files/document/2026/07/lincoln_-_2024-2-14-vls-veolia-aso-std-cl-6-bk.pdf)

### Long Term Disability SPDs: 

- [All non-union and union employees represented by a collective bargaining agreement that includes the company standard LTD benefit plan](https://www.benefits.veolia.us/sites/g/files/dvc4576/files/document/2026/07/lfg_-_2024-2-14-vls-veolia-ltd-cl-1a-1b-cert-1_1.pdf)



 

 

 



 

 

   ![The back of a Veolia employee's hardhat is seen as he looks into a facility](/sites/g/files/dvc4576/files/styles/default/public/image/2026/07/spd-aside-001.jpg.webp?itok=odijQYHA)   



### Wrap Documents: 

- Veolia North America Health and Welfare Benefits Plan can be found [HERE](https://benefits.veolia.us/sites/g/files/dvc4576/files/document/2026/08/Veolia-North-America-Health-and-Welfare-Benefits-Plan-SPD-1-1-16-PDF-Final%20%281%29.pdf).
- Veolia North America Health and Welfare Benefits Plan for Milwaukee Represented Employees can be found [HERE](https://benefits.veolia.us/sites/g/files/dvc4576/files/document/2026/07/2014-milwaukee-union-spd-final-1-23-15.pdf).



 

 

 



 

 

 

 





 

 

 

 





## Legal Notices 

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### Health Care Reform: 

On January 1, 2014, the Affordable Care Act required that nearly everyone have medical coverage, or pay a penalty. Your Veolia-sponsored medical coverage meets your requirement to have medical coverage. For more information, please click [HERE](https://benefits.veolia.us/sites/g/files/dvc4576/files/document/2026/07/health_care_reform_-_veolia_exchange_notice-.pdf) or go to [www.healthcare.gov](https://www.healthcare.gov).

---

### Medicare and Your Prescription Drug Coverage: 

If you or your family members are currently covered by Medicare or will become covered by Medicare in the next 12 months, then [this notice ](https://www.benefits.veolia.us/sites/g/files/dvc4576/files/document/2026/10/Veolia-2027-Benefits%20Guide-Cred%20Cov%20Notice-10.12.2026.pdf)will advise you that your prescription drug coverage under the Veolia North America Health and Welfare Benefits Plan is expected to pay out, on average, at least as much as the standard Medicare prescription drug coverage will pay for the year. This is known as “creditable coverage”.

---

### Women’s Health and Cancer Rights Act (WHCRA) of 1998 Notice: 

The Women’s Health and Cancer Rights Act (WHCRA) requires group health plans to make certain benefits available to participants who have undergone a mastectomy. For additional information on this subject, please read [this notice](https://benefits.veolia.us/sites/g/files/dvc4576/files/document/2026/08/Women%E2%80%99s%20Health%20and%20Cancer%20Rights%20Act%20%28WHCRA%29%20of%201998%20Notice.pdf).

---

### Children’s Health Insurance Program (CHIP) Notice: 

If you or your children are eligible for Medicaid or CHIP and you’re eligible for health coverage from your employer, your state may have a premium assistance program that can help pay for coverage, using funds from their Medicaid or CHIP programs. Please see [this notice](https://benefits.veolia.us/sites/g/files/dvc4576/files/document/2026/07/chip_-_model-notice-1.pdf) for additional information.

---

### Notice of Special Enrollment Rights: 

If you decline enrollment in Veolia’s group medical plans for yourself or your dependents due to other coverage, you may be able to enroll yourself and your dependents in coverage with Veolia if you or your dependents lose eligibility for that other coverage. For additional information and time guidelines regarding special enrollment rights, please read through [this notice](https://benefits.veolia.us/sites/g/files/dvc4576/files/document/2026/08/Notice%20of%20Special%20Enrollment%20Rights.pdf).

---

### Important Information About Your COBRA Continuation Coverage Rights: 

Federal law requires that most group health plans (including this Plan) give employees and their families the opportunity to continue their health care coverage when there is a “qualifying event” that would result in a loss of coverage under an employer’s plan. For more information on this right, please read through this [information](https://benefits.veolia.us/sites/g/files/dvc4576/files/document/2026/07/important-information-about-your-cobra-continuation-coverage-rights.pdf).

---

### Notice of Privacy Practices for Veolia North America Health and Welfare Benefits Plan: 

This notice describes how medical information about you may be used and disclosed and how you can access this information. Please click [HERE](https://benefits.veolia.us/sites/g/files/dvc4576/files/document/2026/07/notice-of-privacy-practices-vna-health-and-welfare-benefits-plan-edit-1.pdf) to review the notice.



 

 

 



 

 

 

 





## Summary Annual Reports (SARs)



 

 

 



### 2024: 

The following 2024 Summary Annual Report (SAR) summarizes the annual financial report that Veolia North America has filed with the Department of Labor:

- [2024 SAR for the Veolia North America Health and Welfar Benefit Plan ](https://www.benefits.veolia.us/sites/g/files/dvc4576/files/document/2026/07/2024-veolia-north-america-pn501-summary-annual-report.pdf)

### 2023: 

The following 2023 Summary Annual Report (SAR) summarizes the annual financial report that Veolia North America has filed with the Department of Labor:

- [2023 SAR for the Veolia North America Health and Welfare Benefit Plan](https://benefits.veolia.us/sites/g/files/dvc4576/files/document/2026/07/2023-veolia-pn501-summary-annual-report.docx.pdf)
- [2023 SAR for Suez Water Resources Inc. ](https://benefits.veolia.us/sites/g/files/dvc4576/files/document/2026/07/2023-veolia-new-suez-pn502-summary-annual-report-1.pdf)

### 2022: 

The following 2022 Summary Annual Report (SAR) summarizes the annual financial report that Veolia North America has filed with the Department of Labor:

- [2022 SAR for the Veolia North America Health and Welfare Benefit Plan ](https://benefits.veolia.us/sites/g/files/dvc4576/files/document/2026/07/veolia-sar-pn-502-5500-2022-.pdf)

### 2021: 

The following 2021 Summary Annual Report (SAR) summarizes the annual financial report that Veolia North America has filed with the Department of Labor:

- [2021 SAR for the Veolia North America Health and Welfare Benefit Plan ](https://benefits.veolia.us/sites/g/files/dvc4576/files/document/2026/07/2021-veolia-sar-pn-501.pdf)

### 2020: 

The following 2020 Summary Annual Report (SAR) summarizes the annual financial report that Veolia North America has filed with the Department of Labor:

- [2020 SAR for the Veolia North America Health and Welfare Benefit Plan](https://benefits.veolia.us/sites/g/files/dvc4576/files/document/2026/07/veolia-2020-sar-pn-501.pdf)



 

 

 



 

 

### **2019:**

The following 2019 Summary Annual Report (SAR) summarizes the annual financial report that Veolia North America has filed with the Department of Labor:

- [2019 SAR for the Veolia North America Health and Welfare Benefit Plan](https://benefits.veolia.us/sites/g/files/dvc4576/files/document/2026/07/veolia-sar-pn-501-py2019.pdf)

### **2018:**

The following 2018 Summary Annual Report (SAR) summarizes the annual financial report that Veolia North America has filed with the Department of Labor:

- [2018 SAR for the Veolia North America Health and Welfare Benefit Plan](https://benefits.veolia.us/sites/g/files/dvc4576/files/document/2026/07/sar-veolia-pn-501-py2018-1.pdf)

### **2017**

The following 2017 Summary Annual Report (SAR) summarizes the annual financial report that Veolia North America has filed with the Department of Labor:

- [2017 SAR for the Veolia North America Health and Welfare Benefit Plan](https://benefits.veolia.us/sites/g/files/dvc4576/files/document/2026/07/sar-veolia-pn-501-2017.pdf)

### 2016: 

The following 2016 Summary Annual Reports (SAR) summarize the annual financial reports that Veolia North America has filed with the Department of Labor:

- [2016 SAR for the Veolia North America Health and Welfare Benefits Plan](https://benefits.veolia.us/sites/g/files/dvc4576/files/document/2026/08/SAR-2016-Veolia-North-America-LLC-501%20%281%29.pdf)
- [2016 SAR for the Veolia North America 401(k) Savings Plan for Collectively Bargained Employees](https://benefits.veolia.us/sites/g/files/dvc4576/files/document/2026/08/094189_2016-summary-annual-report-union-401k-plan_1.pdf)
- [2016 SAR for the Veolia North America 401(k) Savings Plan](https://benefits.veolia.us/sites/g/files/dvc4576/files/document/2026/08/094145_2016-summary-annual-report-non-union-401k-plan_1.pdf)



 

 

 



 

 

 

 





 

 

 

 





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## Transparency in Coverage Requirement

The links below leads to the machine readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data.

Veolia | North America Employees

[UHC](https://transparency-in-coverage.uhc.com/)

[Kasier](https://healthy.kaiserpermanente.org/southern-california/front-door/machine-readable)

[Triple S Salud (Puerto Rico Employees)](https://salud.grupotriples.com/en/transparency-in-coverage-machine-readable-files/)



 

 

 



 

 

 

 






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